Lawyers Choice
Contact: Renee Krause
1 (720) 226-9435
rkrause@thelawyerschoice.com
thelawyerschoice.com
Many law firms believe their legal expertise and internal policies protect them from employee claims—but that belief can be dangerously misleading. Knowing the law doesn’t prevent allegations; it only prepares you to respond to them. The reality is that law firms, like any workplace, are always vulnerable to disputes from within. Employment Practices Liability Insurance (EPLI) helps ensure that when those claims arise, your firm is protected.
“We Know the Law—We’re Covered” Isn’t Enough
EPLI claims often arise over issues such as:
- Discrimination (e.g., race, gender, age, disability)
- Sexual harassment
- Hostile work environment
- Failure to promote to partner
- Wrongful termination or retaliation
- Failure to accommodate
Even when a claim lacks merit, the legal costs to defend it can be substantial—and reputational damage can linger long after a case is closed.
Law Firms Are Particularly at Risk
Law firms operate in high-stakes, high-stress environments with long hours and layered hierarchies. These conditions can intensify workplace challenges and make firms more susceptible to claims—especially from junior staff, support teams, or former employees. Additionally, as legal employers, firms are often held to higher standards, and any public dispute can quickly attract scrutiny.
What EPLI Insurance Offers
EPLI policies provide coverage for:
- Legal defense costs, even if the claim is baseless
- Settlements
- Judgments
The financial impact of a single claim can be significant. Defense costs alone average around $50,000, while settlements often exceed $75,000. If the case proceeds to trial, jury awards can reach $200,000 or more.
Built-In Safeguards
Not only do EPLI policies provide financial and reputational protection—they also offer valuable risk management tools to help prevent claims. These tools often include access to HR helplines, employee handbook templates, online training modules, and legal resources tailored to employment practices. Taking advantage of these resources not only reduces the risk of a claim but also helps law firms maintain best practices, improve internal policies, and proactively address potential employment-related issues before they escalate.
Lawyers Choice Can Help
Lawyers Choice is a national insurance brokerage focused exclusively on the legal industry. We specialize in legal malpractice, EPLI, and cyber liability insurance for law firms of all sizes. Our team understands the unique risks you face and works with top-rated carriers to deliver custom-tailored EPLI coverage that fits your needs, your firm’s culture, and your budget.
Don’t wait for a claim to find out what your vulnerabilities might be. Reach out to us for a no-obligation quote today.
